What is Builders Total Control

BTC is a turnkey mortgage company solution that can be up and running in about 30 days. BTC is a division of American Home Bank, N.A., a leader in the mortgage industry.

BTC gives YOU control with:

• Loan Approval Speed
• Coordination of Settlement
• Control over Seasonal Escrows
• Single Underwriter & Builder Service Representative
• Coordinated Marketing Efforts

BTC allows YOU, the builder, to: 

• Qualify Prospects Quickly
• Include More Options
• Sell More Homes
• Settle on Time
• Make more Money
• Give Customers what they want

Who is American Home Bank

We are a National Bank providing retail, wholesale and joint venture mortgage solutions. We offer loan products from over a dozen National sources.

Our Mission 
Help people buy, afford & enjoy the home of their dreams!

Our Focus

• Construction/Permanent Lending 
• Residential Mortgage Lending

Our Success

•  $1 Billion in end loan financing in 2003 & 2004
• Experience with Affiliated Business Arrangements (ABA)
• Over 25,000 Construction/Permanent Loans successfully financed
• Excellent Relationship with Builders
• Consistently ranked as one of the top mortgage providers in our area
• Proven track record

Our Triple Guarantee

The American Home Bank Triple Guarantee

• We’ll provide the lowest monthly payment to your buyer, GUARANTEED.
  
• Our SERVICE Guarantee If you are not completely satisfied with the service you receive from your mortgage consultant, we will refund your application fee at the time of settlement with us, NO QUESTIONS ASKED.
  
• Our FEE Guarantee Lender Fees at your closing will not exceed what is disclosed on your Good Faith Estimate (line items 800), or we will refund you

DOUBLE the difference, GUARANTEED.

Why Get Involved With Builder's Total Car

Why are more & more builders of all sizes getting involved in the mortgage process?

• Sell More Homes
  
• Meet consumer demand for One-Stop Shopping
  
• Participate in benefits & profits of mortgages
  
• Control finance process and customer relations
  
• Enjoy On-time settlements & save administrative costs
  
• Provide outstanding customer service
  
• Provide outstanding return on equity
  
  

One-Stop Shopping - Why Customers want it and you should too!

• Convenience of builder & lender in one location
  
• Better communication between builder & lender results in fewer delays & hassles
  
• Less confusion or chance of problems with draws & closings
  
• Builder includes maximum options & premiums while customers still qualify for loans they can afford

Mortgage Delivery Options
Ways to Deliver One-Stop Shopping & Benefit from Mortgages Issued on the Homes you Build.

• Joint Ventures
• Mortgage Desk Rentals
• Marketing Arrangements

Joint Ventures – Expertise Comes from both Partners

What does American Home Bank Provide?

• Brings entity to market quickly
• Provides Infrastructure, operational & lending expertise
• Handles Recruiting, training, marketing & sales support
• Provides Compliance & profit distribution

What does the Builder Provide? 

• Brands mortgage company to complement builder identity 
• Controls type/extent of relationship with Bank 
• Provides community/demographic information 
• Brings vision, creativity & innovation
  

For more information about American Home Bank's Builder/Mortgage Solutions, contact us

American Home Bank, N.A.
American Way Corp Center
3840 Hempland Road
Mountville, PA 17554

Toll Free: 877-226-5242
Phone: 717-285-6633
Fax: 717-285-6633
info@bankahb.com